An initial phone call or meeting would be the first port of call and after discussing your initial requirements, we could decide if you wanted us to act on your behalf in securing you the most appropriate terms for your requirements.

Next we would obtain a full picture of your circumstances and required borrowing, allowing the research to get under way, before reporting back with our advice and recommendations.

The mortgage market has changed significantly in recent years, with a greater emphasis on affordability and sustainability.

The key to obtaining the best terms available is to know and understand the individual lenders requirements and criteria.

Common hurdles which can often catch you out are school fees, lending beyond your state retirement, Interest Only and if your property benefits from more than 10 acres of land

Approaching your requirements in a sensitive manner, whilst adopting the lenders underwriting criteria, will allow us to present a proposal that will be tailored to your specific requirements.

One of the key benefits of using our service is that we will deal directly with your existing professional advisers.

Liaising with your solicitor to ensure the funds are in place for your purchase or just ensuring the timing of your remortgage takes place in a timely and efficient manner.

Obtaining confirmation of your income from your accountants including; Accounts, tax Returns, SA302’s

Communicating with your IFA/ Investment Manager to ensure that we work together to obtain the best outcome for you.