Always on hand to offer advice & guidance. A highly competitive solution to our somewhat unusual requirementsT K - Client
The best mortgage brokers are skilled in two key areas. An intimate knowledge of the market & they provide a smooth, efficient & professional serviceN D - IFA Edinburgh
No countless trips to the Bank, lots of form filling & struggling to speak to the right person on the phoneM C - Edinburgh
Always helpful, informative & above all impartial. I have no hesitation in recommending his servicesP H - Edinburgh
Helping you secure the most suitable mortgage for your purchase or remortgage requirements.
A Boutique Brokerage where clients will benefit from first class service and communication.
We are based in the heart of Edinburgh and service our client's requirements throughout Scotland, the UK and beyond.
We offer a truly bespoke approach to your funding requirements and can source funding from the Retail, Commercial and Private Banks.Our Service
An initial phone call or meeting would be the first port of call and after discussing your initial requirements, we could decide if you wanted us to act on your behalf in securing you the most appropriate terms for your requirements.
Next we would obtain a full picture of your circumstances and required borrowing, allowing the research to get under way, before reporting back with our advice and recommendations.
The mortgage market has changed significantly in recent years, with a greater emphasis on affordability and sustainability.
The key to obtaining the best terms available is to know and understand the individual lenders requirements and criteria.
Common hurdles which can often catch you out are school fees, lending beyond your state retirement, Interest Only and if your property benefits from more than 10 acres of land
Approaching your requirements in a sensitive manner, whilst adopting the lenders underwriting criteria, will allow us to present a proposal that will be tailored to your specific requirements.
One of the key benefits of using our service is that we will deal directly with your existing professional advisers.
Liaising with your solicitor to ensure the funds are in place for your purchase or just ensuring the timing of your remortgage takes place in a timely and efficient manner.
Obtaining confirmation of your income from your accountants including; Accounts, tax Returns, SA302’s
Communicating with your IFA/ Investment Manager to ensure that we work together to obtain the best outcome for you.